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Sell Pearl endowment policy


To sell Pearl Assurance endowment policy instead of cashing in early, use the flashing button at the top of this page.


Pearl endowments have been sold extensively by the Pearl sales force as an investment product to repay an interest only mortgage. Pearl endowments have also been sold as savings plans to mature at different stages of the policyholders life, and as a means of simply putting away rainy day money for a future time event.


Pearl with profits endowments have been bought as second hand traded endowments in the past and the market, though not as active today, is still alive and relatively healthy.


If you have a Pearl endowment and have been considering surrendering it back to the Pearl for a "surrender value" then it would probably be worth spending a little time filling in the endowment sales form, just to see if your Pearl endowment will attract a traded endowment buyer willing to pay more for it.


Pearl endowment policies have been statistically recorded as one of the high top ten niche endowment policies in demand by the traded endowment buyers, so for that reason alone, if you are the owner of a Pearl endowment and are thinking of surrendering, why not see if you can get more by selling your Pearl endowment instead.


Pearl Assurance historical events calendar:


Started life in 1864

Nov-1995 Pearl Assurance  restructured its sales force and cut its product range in response to tougher competition.

Apr-1997 Pearl Assurance stopped selling new policies that required cash collection.

May-1997 Pearl Assurance considers a move into banking and direct phone sales in order to increase sales to its existing insurance customer base.

24-Mar-1998 Pearl Assurance looking at doubling it's sales in its home services insurance business  by focusing on the lower end of the market, and by acquiring another company's sales force. 

Aug-2000 Pearl Assurance is to open a new sales support centre in Cardiff.

May-2001  Pearl Assurance is to close its customer management call centres in Peterborough and Cardiff with resulting job losses

Toady the Pearl web site offers car, travel and home insurance.


Selling a Pearl endowment

Selling a Pearl endowment to one of only six endowment policy traders that are  members of the Association of Policy Market Makers, instead of cashing in endowments early, can be achieved by using the "sell endowment" link at the top of the page, or by clicking here



The information on this web site is intended as "information only" and should not be taken as "advice".

If you are unsure about what to do, if anything, about your endowment policy, you should consider taking advice from an independent financial adviser who is regulated by the Financial Services Authority